The Moneyist: My roommates and I have not paid our $1,600 electricity bill thanks to a pandemic-era moratorium. It’s in my name only — and we move out in February. What can I do?

Romantic pensive woman with long wavy hairs hugging her husband with beard. Elegant couple sitting in cafe with hot cappuccino.

‘My roommates are younger than me, and I don’t want to hurt their credit by suing in small-claims court.’

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