Need to Know: Big banks got hammered on Thursday – but Goldman says there’s opportunity lurking.

Cheerful lady talking with husband at balcony. Charming young woman drinking tea at terrace.

The SVB debacle, which is hammering regionals on concerns about plunging bond prices, will not be contagious for larger peers, says the Wall Street institution.

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The Moneyist: ‘The s— is starting to hit the fan’: I’m 61 and unemployed with no health insurance, and I pay $2,800 in rent. My $50,000 in savings will run out this year. What’s my next move?

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Key Words: ‘I don’t see another bank stepping in to help.’ Bill Ackman suggests government intervention to save Silicon Valley Bank parent.